Offers

Pricing

Resources

Our Story

Book a Review

Cyber risk intelligence for MGAs and programme builders

The Cyber Risk Intelligence Platform for MGAs

Whether you are launching a cyber MGA or improving an established programme, Astragar helps you assess cyber exposure, quantify potential financial loss, evaluate security controls and support evidence-based underwriting decisions.

Improve an Existing MGA Build an Evidence-Led MGA

One technology platform. Two paths to evidence-led cyber underwriting.

How the platform works end to end

01Cyber exposure

02Control evidence

03Financial risk

04Underwriting decision support

05Ongoing monitoring

One intelligence platform. Built for MGAs at every stage.

Existing cyber MGAs

Make your existing underwriting operation more evidence-led.

Give underwriters a clearer view of technical exposure, sensitive data, control effectiveness and potential financial impact. Use consistent evidence to support triage, risk selection, referrals and portfolio reviews.

Assess cyber exposure beyond questionnaire responses.
Prioritise material vulnerabilities and data exposures.
Support Accept, Refer and Decline decisions with documented evidence.
Review changes in risk across the portfolio.
Strengthen evidence shared with capacity providers.

Explore Underwriting Intelligence

New cyber MGAs

Build evidence-led underwriting into your programme from day one.

Use Astragar as the cyber risk intelligence foundation for a new MGA. Your team and appointed partners retain responsibility for underwriting, actuarial methodology, insurance capacity, licensing and operations.

Define evidence inputs for your underwriting workflow.
Support risk appetite and referral rules.
Assess exposures using a consistent methodology.
Maintain a traceable record of underwriting evidence.
Establish a technology foundation that can evolve with the book.

Explore the MGA Blueprint

The Astragar intelligence layer

Six evidence-backed dimensions of cyber risk.

Astragar brings technical exposure, control evidence and financial risk into a structured assessment. These dimensions form an illustrative underwriting framework; any use as formal rating factors requires the MGA's own actuarial calibration and approval.

Exposure posture

Exploitable vulnerabilities, asset criticality, attack surface and patch latency.

Human-layer controls

Payment verification, authorisation, phishing and training evidence.

Dependency concentration

Identity, cloud, EDR, managed service and other critical dependencies.

AI governance

AI systems, permissions, approval workflows and autonomy limits.

Recoverability

Backup resilience, restoration testing and privileged-access segmentation.

Evidence validation

Self-attested, platform-observed and independently corroborated controls.

Price the evidence, not just the risk.

A control that is merely declared is not the same as one that can be observed or corroborated. Astragar helps underwriters distinguish the strength of the evidence supporting each assessment.

See the illustrative factor ranges in the blueprint

How it works

From cyber evidence to an underwriting decision.

Ingest

Bring together available vulnerability, asset, sensitive data and control information.

Assess

Identify exploitable exposures and evaluate their business relevance.

Quantify

Estimate potential financial impact and highlight principal risk drivers.

Decide

Support underwriting triage and Accept, Refer and Decline workflows, with human oversight.

Monitor

Reassess exposure and maintain an evidence trail as information changes.

Request a Product Demonstration

Better evidence for better underwriting decisions.

Risk selection

Identify material exposures before accepting risk.

Underwriting efficiency

Focus human review where evidence indicates it matters most.

Pricing support

Supply measurable inputs to the MGA's own rating and actuarial processes.

Capacity confidence

Maintain a transparent, auditable evidence trail.

Carrier and reinsurer evidence

Give capacity partners a clearer view of the risks behind the book.

Astragar can help organise the evidence behind underwriting assessments, control validation and changes in exposure. Capacity providers, actuaries and MGA management remain responsible for rating approval, accumulation limits, capital and model governance.

Documented risk inputs and factor definitions.
Control evidence with provenance.
Defined appetite and referral criteria.
Visibility into relevant dependencies and concentrations.
Consistent assessment records for review.
Change history and governance support.

Discuss a Capacity-Partner Use Case

Astragar supplies the intelligence. Your MGA controls the insurance business.

Astragar technology

MGA and appointed partners

Cyber exposure intelligence

Underwriting authority and final acceptance

Financial risk quantification

Actuarial rating methodology and premium approval

Control evidence and validation support

Insurance product and policy wording

Underwriting decision support

Capacity and reinsurance arrangements

Portfolio risk monitoring

Licensing, compliance and claims authority

Evidence records and audit support

Programme operations and distribution

Start with a focused evaluation.

For existing MGAs

Underwriting Intelligence Evaluation

Review a defined sample of submissions or risks, compare current assessments with available cyber evidence, and evaluate how Astragar fits the underwriting workflow.

Discuss an MGA Evaluation

For programme builders

Technology Foundation for a New MGA

Discuss the target market, evidence requirements, underwriting workflow and technology integration needs. Astragar's engagement is software licensing, implementation and agreed technical integration services.

Discuss Technology Licensing

Commercial model: SaaS licence, with implementation and integration fees where appropriate. Astragar does not provide formation consultancy, capacity placement or actuarial services, and does not take equity participation in MGA programmes.

Illustrative strategic blueprint

What would an evidence-led cyber MGA look like?

Explore an illustrative framework covering target markets, underwriting evidence, risk appetite, insurance product considerations, capacity architecture, economics and launch milestones. This is independent market analysis, not an MGA launch service or an offer of insurance.

Read the Cyber MGA Blueprint

The Cyber MGA Blueprint · Contents

Market conditions and capacity consolidation
Capacity-provider review requirements
Proposed underwriting factors and evidence sources
Illustrative premium formula and factor ranges
Evidence-validation levels
Illustrative decline criteria
Target industry segments
Product and coverage design examples
Fronting, reinsurance and capital architecture
Premium economics and valuation scenarios
Twenty-four-month launch roadmap
Conditions that should stop a launch

Building, operating or backing a cyber MGA?

Tell us what you are trying to achieve. We will show you where Astragar's cyber risk intelligence can fit into your underwriting operation or planned programme.

Or email a.roy@astragar.com

Talk to Astragar

Astragar is a cyber risk intelligence software provider. It does not underwrite insurance, bind coverage, supply insurance capacity, or act as an MGA formation, capacity-placement or actuarial adviser. Underwriting, rating, pricing, policy wording, capacity, licensing, compliance and claims decisions remain with the relevant licensed and authorised parties. The dimensions and assessments described on this page support human underwriting judgement and do not produce an approved insurance premium. Nothing on this page is an offer of insurance, an offer or solicitation of securities, or legal, regulatory, actuarial or investment advice.

See your cyber risk in $ terms, not CVSS scores.

Terms

Privacy

Astragar™, DON’T BE VULNERABLE™ and “Prevent what you can. Insure what you can’t. Prove what you did.”™ are trademarks of Astragar.