For cyber carriers and MGAs
Quantification engine · Underwriting connection
Underwrite cyber
on evidence.
Connect your underwriting to Astragar. Every submission arrives scanned, verified and priced in dollars, so your team quotes faster and binds with confidence.
ITC Vegas 2026 · Booth GIA-1 · Expo floor Sep 30 and Oct 1
Pick 10 renewals for a trial
20 minutes at booth GIA-1, or a call before or after the show.
Why it matters
Cyber is still priced on what the applicant says is true.
The problem
Submissions arrive as self-declared questionnaires, re-keyed by brokers. Nobody checks whether MFA is really on.
The impact
Slow quote turnaround, adverse selection in the book, and coverage disputes when the claim shows controls were never in place.
56%
of cyber claims came from funds transfer fraud and business email compromise.
Source: Coalition, 2024 Cyber Claims Report
How it works
From submission to quote, on evidence.
01
Intake
Applicant domain or broker upload.
02
Scan and verify
Controls checked against your policy conditions.
03
Quantify
Inherent and residual loss, in dollars.
04
Decide
Accept, refer or decline, with the drivers.
05
Quote
Priced off evidence, through the API.
06
Monitor
Drift alerts through the policy term.
Illustrative example
What your underwriter sees.
Risk file · Example applicant, regional manufacturer
Inherent annualized loss exposure
$4.2M
Residual exposure after verified controls
$1.1M
Controls verified
14 of 18
Driver: remote access exposed to the internet
High
Driver: MFA missing on 3 admin accounts
High
Driver: customer records unencrypted
Medium
Decision
Refer. Quote subject to MFA on admin accounts before bind.
Illustrative example only. Not a real applicant and not a prediction of loss.
What you get
One engine, plugged into your underwriting.
Quantification engine
Vulnerabilities, sensitive data, assets and controls combined into inherent and residual loss per risk.
Underwriting connection
API into your rating engine or workbench. No change to core systems.
Easy intake
A free outside-in score on every applicant and a pre-filled, quote-ready file.
Portfolio view
A verified score per insured and per book, with accumulation and drift through the term.
Outcomes
✓ Faster quotes on small and mid-market cyber
✓ Evidence behind every accept, refer or decline
✓ Fewer surprises at claim
✓ A book your reinsurer can see inside
Pilot
Pick 10 renewals for a verified-controls trial.
We score them, verify controls against your policy conditions, and show whether the evidence changes your decision.
Pick 10 renewals for a trial.
Bring 10 renewals. We will show you what the questionnaire missed.
The questionnaire says MFA is on. We check.
Book 20 minutes
Booth GIA-1 · Sep 30 and Oct 1 · Or a call any time.